12881 White Oak Avenue

Cedar Lake, IN
$ 973,000 Beds 5 Baths 3.5 Sq 3,962
Monthly Estimate* How much can I afford?

Deep w/in the whispering woods where ancient oaks intertwine & sunlight dapples through a canopy of leaves stood a house unlike any other! It was a testament to the master stone mason that had a dream. Sprawling across 10 ACRES of untouched wilderness sits a silent sentinel amidst the vibrant greenery. It truly is an enchanting experience. 2 FULLY equipped stand alone homes - 5 bedrooms - 4 Baths - 5 Fireplaces & a 3 & 4 car garage PLUS EVERYTHING is state of the art - from systems to finishes & untouchable in much of today's construction so be sure check the Full List of Attributes in photo section - From Geothermal for both homes the main home boasts a soaring 2 story fireplace, a dominant feature in the great room splitting the East & West wings, draws the eye upward and provide a central gathering spot in the heart of the home. Master suite with private deck, a formal dining room plus rich hardwoods throughout add to the feeling of home. Full poured basement and LOADS of storage with a 3 car (25x27) finished garage, 2 generous bedrooms w/ LOADS of closet space & 2 additional baths for family & guests alike. The 2nd home for extended family guests & friends has a STAGGERING 4car (29x39) 912sf garage, 2 more beds, large open living room & soars in the tree tops with a private covered deck overlooking the grounds. A 3rd 2+ car garage/barn w/ loft for the toys or if wanted a GREAT set up for a couple horses adjoins the wide open front 1+ acres supporting an equestrian lifestyle & unlimited recreation & games even w/ a private creek. Gated entry & tucked away along the hillsides of West Creek the setting is truly mesmerizing so plan time to walk the trails & take time to discover this Idyllic paradise. Whole house air filtration, separate septic's and attention to every detail. 20 KW auto transfer generator back up & so much more to discover w/ architectural nuances around every turn. It's simply an AMAZING estate worthy of your future & family

Active

  • Price
  • $ 973,000
  • City
  • Cedar Lake
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • LAKE
  • Half Bathrooms
  • 1
  • Area
  • Cedar Lake
  • Lot Size
  • 10 Acres
  • Zip
  • 46303
  • Sqr Footage
  • 3,962
  • Year Built
  • 1984
  • Taxes
  • $ 8337
  • Style
  • Single Family Residence
  • MLS#
  • 845005
Listed By: Christine Benko with SCHUPP Real Estate - (219) 696-3596;
Data Source: Northwest Indiana REALTOR® Association (NIRA)

Features

General

Sewer Septic Tank
Heating Forced Air,Propane,Other,Hot Water
Utilities Electricity Connected,Underground Utilities,Propane,Other
Appliances Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Gas Water Heater,Gas Range,Dishwasher
Garage Spaces 6
Patio/Porch Features Covered,Screened,Porch,Patio,Deck
Pool Features None
Year Built 1984
Electric 200+ Amp Service,Generator
View Trees/Woods
Township Hanover
Levels One
Property Subtype Single Family Residence
Tax Year 2025
County Lake
New Construction No
Property Type Residential
HOA No
Subdivision Name None - Gorgeous countryside
Garage Y/N Yes
Total Rooms 18
Full Baths 3
Status Active
Directions Follow GPS
High School Hanover Central High School
City Cedar Lake
High School District Hanover
Lot Size Square Feet 435600
Listing Terms Cash,Conventional
Elementary School Jane Ball Elementary School
Property Attached Y/N No
Tax Annual Amount 8337.26
Middle/Junior High School Hanover Central Middle School
Standard Status Active
Legal Description S 1/2 S 1/2 SW NW S.20 T.34 R.9 10 AC.

Interior Features

Interior Amenities Cathedral Ceiling(s),Vaulted Ceiling(s),Tray Ceiling(s),Stone Counters,Recessed Lighting,Pantry,Kitchen Island,In-Law Floorplan,Eat-in Kitchen,Entrance Foyer,Crown Molding,Ceiling Fan(s)
Total Fireplaces 5
Fireplace Features Blower Fan,Wood Burning,Other,Great Room,Family Room
Fireplace Y/N Yes
Above Grade Finished Area 3962
Half Baths 1
Laundry Features Lower Level,Upper Level,Sink
Total Bedrooms 5
Room Type Bonus Room,Other Room,Primary Bedroom,Living Room,Laundry,Kitchen,Great Room,Family Room,Dining Room,Basement,Bedroom 5,Bedroom 4,Bedroom 3,Bedroom 2
Total Baths 4

Exterior Features

Exterior Amenities Fire Pit,Storage,Private Yard
Parking Features Attached,Paved,Oversized,Kitchen Level,Heated Garage,Garage Faces Front,Driveway,Asphalt,Additional Parking,Other,Garage Door Opener
Lot Features Landscaped,Horses Allowed,Wooded,Private
Water Source Well
Lot Size Acres 10
Lot Size Source Assessor
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crown Point, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Jane Ball Elementary School
Middle School Hanover Central Middle School
High School Hanover Central High School

Price History

9/9/2026 Listed $973,000

Property vs Zip Code Average in 46303

Price
AVG $510K
$970K
Taxes
AVG $5,286
$8,337
Year Built
AVG 1995
1984
Visits
AVG 73
9
Data Provided by Inside Real Estate®

12881 White Oak Avenue Cedar Lake, IN is a Single Family Home for sale at $973000 with 3962 sqft and a lot size of 10 Acres Acre(s). 12881 White Oak Avenue Cedar Lake has 5 bedrooms, 3 baths and was built in 1984. The property's zip code is 46303 which is in Cedar Lake, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.