3859 Fender Street

Valparaiso, IN
$ 509,900 Beds 4 Baths 2.5 Sq 2,827
Monthly Estimate* How much can I afford?

Better than new (built in 2025), this stunning two-story home on a premier corner lot in Valparaiso's beautiful Iron Gate subdivision offers modern finishes, thoughtful design and plenty of space to live, work & entertain! Step inside to find durable luxury vinyl plank flooring and an abundance of natural light throughout the main level. Just off the entry, a versatile office/flex space provides the perfect spot for working from home, studying, or creating a quiet retreat. The open-concept living room flows seamlessly into the beautifully-appointed kitchen, complete with stainless steel appliances, quartz countertops, island with breakfast bar and custom pantry. The adjoining dining area offers easy access to the backyard, making indoor-outdoor entertaining a breeze. A convenient half bath, mudroom off the attached THREE-CAR GARAGE (built-in EV charger included!) and laundry room round out the main level. Upstairs, you'll find four spacious bedrooms, including a private primary suite featuring a generous 10' x 8.5' walk-in closet and en suite bath with a tiled shower surround and double vanity. A full guest bath and additional lofted flex space provide even more potential for a playroom, study, den, or whatever suits your needs. The full basement offers abundant storage and endless possibilities for future living space; robust water softener treatment system and pre-insulated, it's ready for you to finish and make your own! Outside, enjoy your private backyard retreat--perfect for summer cookouts, relaxing evenings and gathering with friends and family. Located within walking distance of the community park, playground, and nature path, and situated within the Valparaiso school district, including Cooks Corners Elementary. You're just minutes from all the dining, shopping and entertainment that downtown Valparaiso has to offer. Don't miss the opportunity to make this nearly-new Iron Gate home your own--schedule your showing today!

Active

  • Price
  • $ 509,900
  • City
  • Valparaiso
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • PORTER
  • Half Bathrooms
  • 1
  • Area
  • Valparaiso
  • Lot Size
  • 0.26 Acres
  • Zip
  • 46385
  • Sqr Footage
  • 2,827
  • Year Built
  • 2025
  • Taxes
  • $ 14
  • Style
  • Single Family Residence
  • MLS#
  • 845117
Listed By: Shawn Spaw with Stray Dog Properties, LLC - (219) 246-5200;
Data Source: Northwest Indiana REALTOR® Association (NIRA)

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Utilities Cable Available,Water Connected,Underground Utilities,Sewer Connected,Natural Gas Connected,Electricity Connected
Appliances Dryer,Water Softener Owned,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Range,Dishwasher,Disposal
HOA Fee 450
Garage Spaces 3
Patio/Porch Features Covered,Front Porch
Security Features Smoke Detector(s)
Year Built 2025
Electric 200+ Amp Service
View Neighborhood
Township Center
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Curbs
County Porter
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Iron Gate
Garage Y/N Yes
Total Rooms 10
Full Baths 1
Status Active
Directions From State Road 149,head EAST on County Road W 500 N,then SOUTH on Iron Gate Dr (into Iron Gate subdivision),then head WEST on Fender St. Home is on the corner of Fender St. & Brander Dr.
High School Valparaiso High School
City Valparaiso
Association Name Pathway Property Management
High School District Valparaiso
Lot Size Square Feet 11325.6
Listing Terms Cash,FHA,Conventional
Elementary School Cooks Corners Elementary School
Property Attached Y/N No
Tax Annual Amount 14
Middle/Junior High School Benjamin Franklin Middle School
Standard Status Active
Legal Description IRON GATE SUB LOT 72 .256A

Interior Features

Interior Amenities Double Vanity,Walk-In Closet(s),Stone Counters,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,Eat-in Kitchen
Fireplace Y/N No
Above Grade Finished Area 2827
Half Baths 1
3/4 Baths 1
Laundry Features Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room
Total Bedrooms 4
Room Type Bedroom 2,Primary Bedroom,Office,Living Room,Loft,Laundry,Kitchen,Dining Room,Den,Bedroom 4,Bedroom 3
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Exterior Amenities Rain Gutters
Parking Features Attached,Kitchen Level,Garage Faces Front,Driveway,Off Street,Garage Door Opener
Lot Features Back Yard,Rectangular Lot,Landscaped,Front Yard,Few Trees,Corner Lot
Water Source Public
Lot Size Acres 0.26
Lot Size Source Assessor
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crown Point, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cooks Corners Elementary School
Middle School Benjamin Franklin Middle School
High School Valparaiso High School

Price History

9/10/2026 Listed $515,000
9/22/2026 1% - $509,900

Property vs Zip Code Average in 46385

Price
AVG $580K
$510K
Year Built
AVG 1997
2025
Visits
AVG 80
19
Data Provided by Inside Real Estate®

3859 Fender Street Valparaiso, IN is a Single Family Home for sale at $509900 with 2827 sqft and a lot size of 0.26 Acres Acre(s). 3859 Fender Street Valparaiso has 4 bedrooms, 2 baths and was built in 2025. The property's zip code is 46385 which is in Valparaiso, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.