104 Gardena Street

Michigan City, IN
$ 324,000 Beds 4 Baths 2.5 Sq 2,607
Monthly Estimate* How much can I afford?

Renovated 2-story | 4 bedrooms | Fireplace | Walkout basement Whether you want a vacation get-away, a year-round residence, or a home with rental potential, the layout and location give you room to choose. Step into the foyer of this move-in-ready 1900-built home where a spacious living area with a fireplace and a distinctive dual-staircase design set the tone across 2,607 sq ft. Modern finishes and updated bathrooms (1 full, 1 three-quarter, and 1 half) blend with original-era character, and the updated interior is laid out for everyday living and entertaining. Central air and natural gas forced-air heat keep the home comfortable through every Lake Michigan season, and the kitchen includes a dishwasher, microwave, and refrigerator. Outdoor living is covered with the full-length covered front porch for morning coffee and relaxing evenings. The full unfinished basement has a walkout and outside entrance, ready for storage, a workshop, or a future finished space. Michigan City's lakefront draws are close by, including Washington Park Beach, Blue Chip Casino, Lighthouse Place Premium Outlets, and Shoreline Brewery, plus local restaurants and shopping throughout town. Indiana Dunes State Park is a short drive west for hiking and beach days, and Chicago is about 50 miles west, an easy trip for weekend guests. Schedule your private tour today and see this fully renovated Michigan City home in person.

Active

  • Price
  • $ 324,000
  • City
  • Michigan City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • LA PORTE
  • Half Bathrooms
  • 1
  • Area
  • Michigan City
  • Lot Size
  • 0.17 Acres
  • Zip
  • 46360
  • Sqr Footage
  • 2,607
  • Year Built
  • 1900
  • Taxes
  • $ 1622
  • Style
  • Single Family Residence
  • MLS#
  • 845621
Listed By: Lisa Gaff with White Hat Realty Group, LLC - (219) 600-3596;
Data Source: Northwest Indiana REALTOR® Association (NIRA)

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Appliances Dishwasher,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Range
Patio/Porch Features Covered,Porch
Year Built 1900
View Neighborhood
Township Michigan
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
County La Porte
New Construction No
Property Type Residential
HOA No
Subdivision Name Oaklawn Add
Garage Y/N No
Total Rooms 8
Full Baths 1
Status Active
Directions Take Franklin St. North to Gardena. Turning right on Gardena home will be on the left.
City Michigan City
Lot Size Square Feet 7405.2
Listing Terms Cash,FHA,Conventional
Property Attached Y/N No
Tax Annual Amount 1622.7
Standard Status Active
Legal Description 42-01-33-312-014 OAKLAWN EX 20 FT OFF E SD & EX 10 FT OFF W SIDE LT 3 BLK 3

Interior Features

Interior Amenities Ceiling Fan(s),Walk-In Closet(s),Pantry
Total Fireplaces 1
Fireplace Features Living Room
Fireplace Y/N Yes
Above Grade Finished Area 2607
Half Baths 1
3/4 Baths 1
Laundry Features Main Level
Total Bedrooms 4
Room Type Bedroom 2,Primary Bedroom,Office,Living Room,Kitchen,Dining Room,Bedroom 4,Bedroom 3
Total Baths 3

Exterior Features

Parking Features Additional Parking,Gravel,Alley Access
Lot Features Back Yard,Rectangular Lot,Landscaped,Front Yard
Water Source Public
Lot Size Acres 0.17
Lot Size Source Assessor
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crown Point, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/19/2026 Listed $324,000

Property vs Zip Code Average in 46360

Price
AVG $430K
$320K
Taxes
AVG $3,089
$1,622
Year Built
AVG 1954
1900

104 Gardena Street Michigan City, IN is a Single Family Home for sale at $324000 with 2607 sqft and a lot size of 0.17 Acres Acre(s). 104 Gardena Street Michigan City has 4 bedrooms, 2 baths and was built in 1900. The property's zip code is 46360 which is in Michigan City, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.